Coverages: Workers’ Compensation Insurance

Your business is only a good as your employees and keeping them safe is the number one priority. But no matter how hard you try, accidents happen and when they do, having the right Workers’ Compensation policy in place is key. Workers’ Compensation protects your business by ensuring that an injured or sick employee is covered for medical expenses, rehabilitation, a portion of lost wages or death benefits.’

Each employer must follow their state’s specific worker’s compensation law. These regulations help guide you as to the proper amount of coverage to cover the cost of a work-related injury or illness. If an employee cannot return to work, a Workers’ Compensation policy can also provide long-term disability benefits.