All property owners need protection from an occasional conflict or physical acts of violence. That’s why Assault & Battery Insurance is key to protecting your business from these sorts of risks. Assault is usually defined as a threat of harm which causes fear in a reasonable person. Battery is the actual impact, such as striking or grabbing another person.
Assault & Battery Insurance is an integral protection for your property. Whether intentional or not, violence that occurs on your property can lead to significant claims. With legal demands rising dramatically on property owners for shootings, deaths, rapes, fights, and assaults this coverage is essential. It also covers the involvement of the property owner’s own employees whether intentional or inadvertent.
The following are the types of businesses that need an Assault & Battery policy:
- Night Clubs
- Bars
- Restaurants
- Sporting Facilities
- Music Venues
- Private Investigators
- Bounty Hunters
- Security Professionals
